We have all(guys) encountered girls who are always borrowing airtime. If it is not airtime then it is data bundles. These girls have made guys their ‘okoa jahazi’ without the payback option.

However, some guys out there have found the perfect responses to such kind of ladies.

Like this guy who dodged a credit borrower in style.  He must have seen it coming with the ‘Hey Cute Guy’ intro.
credo